We can arrange any purpose homeowner loans exclusively for those with poor or adverse credit. Do you need a loan for:

• Debt consolidation
• Home Improvements
• Mortgage deposit
• Car
• Holiday
• Conservatory

At DebtFC we understand how easy it is to let your credit agreements and cards take control of your bank balance - no matter how organised you are. Many of our customers have rearranged their existing credit and store cards, unsecured loans and car loans and replaced them with one low monthly repayment reducing their monthly outgoings by as much as 50%.

A homeowner, or secured loan, is for customers who own their own home with a mortgage. The loan is secured against the property. This means that the homeowner loan lender has an interest in the property, like your mortgage company.

You choose the amount you borrow and for how long over 3 to 30 years. There are no up-front application fees, house valuation costs or legal fees. It's fast and easy to apply. You'll have a dedicated consolidation consultant on hand to guide you through the whole process. A homeowner loan is only for homeowners with an existing mortgage.

How do I apply for a homeowner loan?

• OBTAIN FREE QUOTATION - call us on 0800 007 5307 or email your details and your dedicated underwriter will match an offer to your requirements.
• NO OBLIGATION OFFER - If you are happy with the quote, DebtFC will post out your agreements to check, sign and return (freepost).
• COMPLETION - DebtFC will quickly process your offer and the funds will be released to you.

• There are many advantages to taking out a homeowner loan. It is a relatively low cost way to consolidate your debts, finance major purchases or home improvements, and the money comes with very few restrictions.
• A homeowner loan can usually be processed and closed very quickly, and the fees associated with it are often much less than with other types of loans.
• Most homeowner loans can be repaid over a longer term than an unsecured loan, and you have the option of clearing it early if your finances are sufficient.

• Can pay more over a longer period.
• Your home maybe repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
• You will be left with only one creditor - this can make it difficult to negotiate should you have further problems in repaying your loan.

If you are considering borrowing money to help solve a debt problem (either unsecured or secured against your property), you should ensure that you first get specialist advice, as this may not be the best option for you. If you have more serious debts, then you might be able to combine a debt solution such as a Trust Deed or an IVA and if you are a homeowner together with a remortgage to release equity from your property.

DebtFC is a debt solution company who offers, with your best interest in mind, free debt advice as to your best option. Please complete our online enquiry form or call our freephone number

0800 007 5307

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. 

LOAN SUBJECT TO STATUS INSURANCE CONTRACTS MAYBE REQUIRED.

Debt consolidation is the process in which debt is restructured into one low affordable amount which you agree to pay. At DebtFC we offer a range of debt consolidation options Scottish protected trust deed, individual voluntary arrangement (I.V.A), remortgage, debt management plan, homeowner loan, sell and rent back or perhaps bankruptcy (sequestration in Scotland) our experienced debt consolidation team, will discuss your options and provide you with free debt help and debt advice on how to deal with your debt problems. We are based in Livingston, West Lothian, Scotland but help people throughout the UK.

If you recognise any of the following symptoms... then you need our debt help!

Credit card debts, missed loan repayments, creditors phoning, debt collectors, bailiffs, County Court judgements, bankruptcy, insolvency, mortgage arrears, repossession, robbing Peter to pay Paul, not opening the mail, afraid to open the door.
Our debt consolidation team will show you the options that you have available to get out of debt with one reduced, affordable monthly payment. For a NO OBLIGATION, FREE CONSULTATION, call or send the contact form for some friendly, free advice.