We help you by listening to you as an individual. We will help you to assess your financial situation by asking you about your income and expenditure, your assets, liabilities and any creditor action. We will then provide a positive solution quickly and effectively. We will offer you a choice of solutions based on your individual circumstances and all the advice we give you will be completely free. Remember, we're not here to judge you, only to help. The sooner you call, the sooner we can start to help you with practical advice and support. Call us now on 0800 007 5307 for free debt help and debt advice

So what are some of the options?

For smaller unsecured debts, sometimes all that’s required is good advice. Our debt consolidation consultants will listen to you and assess your situation. We can then share the best possible solution with you. Other options for smaller debt problems include a debt management plan, and debt consolidation, possibly through a loan, or if you are a homeowner, a re-mortgage. We have our own in house mortgage advisors so rest assured you won’t be referred onto another company.

For more serious debt problems, sequestration (or bankruptcy) may be the only solution. The consequences of both these solutions can be drastic and we view this as a last resort. However, should it be the best way out for you, then we will advice you accordingly.

A much less drastic option for people with serious debt problems is a Trust Deed (for residents of Scotland) or an Individual Voluntary Agreement, (for residents of England, Wales or Northern Ireland). These solutions mean you enter into a formal agreement with an Insolvency Practitioner who negotiates a settlement with your creditors. After an agreed period, you will be completely debt free.

Debt consolidation is the process in which debt is restructured into one low affordable amount which you agree to pay. At DebtFC we offer a range of debt consolidation options Scottish protected trust deed, individual voluntary arrangement (I.V.A), remortgage, debt management plan, homeowner loan, sell and rent back or perhaps bankruptcy (sequestration in Scotland) our experienced debt consolidation team, will discuss your options and provide you with free debt help and debt advice on how to deal with your debt problems. We are based in Livingston, West Lothian, Scotland but help people throughout the UK.

If you recognise any of the following symptoms... then you need our debt help!

Credit card debts, missed loan repayments, creditors phoning, debt collectors, bailiffs, County Court judgements, bankruptcy, insolvency, mortgage arrears, repossession, robbing Peter to pay Paul, not opening the mail, afraid to open the door.
Our debt consolidation team will show you the options that you have available to get out of debt with one reduced, affordable monthly payment. For a NO OBLIGATION, FREE CONSULTATION, call or send the contact form for some friendly, free advice.