DebtFC was established in 2003 to offer free confidential advice to individuals and businesses experiencing financial difficulty. We are not a call centre, we are an independent family run company based in West Lothian, Scotland but covering the whole of the UK. We understand that a change in circumstances, such as the loss of a job, a death in the family, or the break-up of a relationship can put almost anyone into serious financial trouble, much faster than they realise.

At DebtFC we offer a wide variety of solutions. Our debt consolidation consultants will work with you to fully understand your financial position from your perspective, and only then suggest and recommend effective solutions. We provide the advice and choices, you decide how to get back in control.

Our debt consolidation consultants are all experienced and highly skilled professionals who have helped hundreds of people regain control of their finances. If you are struggling keeping up with your payments for your unsecured debts (i.e. loans, credit cards, storecards or catalogues) then we really can help.

DebtFC is a trading name of DFC Solutions Ltd who are licensed by the Office of Fair Trading http://www.oft.gov.uk under the Consumer Credit Act 1974 to carry on the business of debt adjusting and debt counselling (and other activities) and follow the OFT's guidelines for Debt Management companies. Consumer credit license number 602502

We have our own in house mortgage advisors who specialise in helping people with debt difficulties. We understand the impact of a poor credit rating, missed mortgage payments or a repayment scheme may have on your ability to obtain a remortgage.
DFC Money Solutions is an appointed representative of PNG - Premier Network Limited, who are authorised by the Financial Services Authority in respect of Mortgages and General Insurance mediation. Number 451613

As administered by Companies House, an Executive Agency of the Department of Trade and Industry (DTI), and as required by the Companies Act 1985 and the updating legislation contained in the Companies Act 1989, DFC Solutions Ltd is registered under the laws of the UK as DFC Solutions Ltd with Company Number 316858.

Registered address for all companies:
Geddes House Business Centre
Kirkton North
Livingston
West Lothian, Scotland, UK
EH54 6GU
Tel: 01506 462644.

We are registered with the Information Commissioner http://www.informationcommissioner.gov.uk as a data controller. Number Z9670445

Debt consolidation is the process in which debt is restructured into one low affordable amount which you agree to pay. At DebtFC we offer a range of debt consolidation options Scottish protected trust deed, individual voluntary arrangement (I.V.A), remortgage, debt management plan, homeowner loan, sell and rent back or perhaps bankruptcy (sequestration in Scotland) our experienced debt consolidation team, will discuss your options and provide you with free debt help and debt advice on how to deal with your debt problems. We are based in Livingston, West Lothian, Scotland but help people throughout the UK.

If you recognise any of the following symptoms... then you need our debt help!

Credit card debts, missed loan repayments, creditors phoning, debt collectors, bailiffs, County Court judgements, bankruptcy, insolvency, mortgage arrears, repossession, robbing Peter to pay Paul, not opening the mail, afraid to open the door.
Our debt consolidation team will show you the options that you have available to get out of debt with one reduced, affordable monthly payment. For a NO OBLIGATION, FREE CONSULTATION, call or send the contact form for some friendly, free advice.